American Risk Services functions as an agency, an administrator, and a reinsurance company. We specialize in risk management products and services designed to protect the assets of financial institutions. Our specialization also includes fee income products that are sold through automotive dealers, finance and insurance departments, and bank branches.
We help provide peace-of-mind at the time of a traumatic experience, can potentially eliminate any financial hardship.
Puts the lessee's mind at ease knowing they will not face potential Excess Wear & Tear charges at the end of the lease.
Provides protection for finance companies against physical damage or theft of the collateral, which can reduce damage-related losses and charge-offs, as well as repossessions.